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#Ost the heirs download download

(ii) After 4 regular defaults, the account becomes discontinued and can be revived within two months from 4th default but if the account is not revived within this period, no further deposit can be made in such account and account became discontinued. (ii) If in any RD account, there is monthly default, the depositor has to first pay the defaulted monthly deposit with default fee and then pay the current month deposit. (i) If subsequent deposit is not made up to the prescribed day for a month, a default is charged for each defaulted month, default 1 rupee shall be charged for 100 rupee denomination account (proportionate amount for other denomination) shall be charged. (iv) Subsequent deposit shall be made up to last working day of month, if account is opened between 16th day and last working day of a calendar month. (iii) Subsequent deposit shall be made up to 15th day of month, if account is opened up to 15th of a calendar month. (ii) Minimum Amount for monthly deposit is Rs. (i) Account can be opened by cash/cheque and in case of cheque the date of deposit shall be date of clearance of cheque. Note:- Any number of accounts can be opened.(iv) a minor above 10 years in his own name. (iv) a guardian on behalf of person of unsound mind (ii) Joint Account (up to 3 adults) (Joint A or Joint B) Minimum INR 100/- per month or any amount in multiples of INR 10/. 5.8 % per annum (quarterly compounded).National Savings Recurring Deposit Account(RD)ĥ-Year Post Office Recurring Deposit Account (RD) Interest payable, Rates, Periodicity etc. (ii)Government Savings Promotion General Rules 2018 (i)Post Office Savings Account Rules 2019 (vii)Pradhan Mantri Jeevan Jeevan Jyoti Bima Yojana (PMJJBY) (vi)Pradhan Mantri Suraksha Bima Yojana (PMSBY)

#Ost the heirs download download

To avail below facilities on your PO Savings Account, kindly download and submit respective form at concerned Post Office.

(e) Additional Facilities available on PO Savings Account.

(ii)Revival of such account can be done by submitting application along with fresh KYC documents and passbook at concerned Post Office (i)If no deposit/withdrawal takes place in an account during continuous three financial years, the account shall be treated as silent/dormant 10,000 earned in a Financial Year is exempted from taxable Income (iv)u/s 80TTA of the Income Tax Act, from all Savings Bank Accounts, interest up to Rs. (iv)At the time of closure of account, interest will be paid up to the preceding month in which account is closed (iii)Interest shall be credited in account at the end of each Financial Year at the interest rate prescribed by Ministry of Finance (ii)No interest will be allowed in a month if balance between 10th and last day of the month falls below Rs. (i)Interest will be calculated on the basis of minimum balance between 10th of the month and end of the month and allowed in whole rupees only 100 will be deducted as Account Maintenance Fee and if account balance became Nil the account shall stands automatically closed (iv) In case account balance not raised to Rs. (iii)No withdrawal will be permitted which effect reducing of minimum balance Rs. 500 (subsequent deposit not less than 10 rupees)

(b) Deposit and Withdrawal: - All deposits/ withdrawals shall be in whole rupees only.

Minor after attaining majority has to submit fresh account opening form and KYC documents of his/her name at concerned Post Office for conversion of the in his/her name.

Nomination is mandatory at the time of opening of account.

Conversion of single to joint account or vice versa is not allowed.

In case of death of a Joint holder, the surviving holder will be the sole holder, if surviving holder already has single account in his/her name, Joint account have to be closed.

Only one account can be opened in the name of minor/above 10 years of age (self)/person of unsound mind.

Only one account can be opened by an individual as a single account.(iv)a minor above 10 years in his own name (iv)a guardian on behalf of person of unsound mind 4.0% per annum on individual / joint accounts Minimum Amount for opening of account and maximum balance that can be retained Post Office Savings Account(SB) Interest payable, Rates, Periodicity etc.